JURNAL EKONOMI AKUNTANSI MANAJEMEN AGRIBISNIS

THE EFFECTS OF FINANCIAL DEVELOPMENT AND FINANCIAL INCLUSION ON POVERTY ALLEVIATION

2025-07-26T08:47:06+00:00

This study investigates the impact of financial development and financial inclusion on poverty alleviation. The study aims to contribute to the existing literature on the role of financial development and inclusion in reducing poverty. Using a quantitative method approach, this study analyzes the relationship between financial development, financial inclusion, and poverty reduction. The findings of this study reveal that financial development and financial inclusion have a significant positive effect on poverty alleviation. Specifically, the results show that increased access to financial services, such as savings accounts, credit, and insurance, can help reduce poverty by providing households with the financial tools needed to manage risk, invest in education and healthcare, and accumulate wealth. The study's results have important implications for policymakers and practitioners seeking to promote financial development and inclusion as tools for poverty reduction. The findings suggest that policies aimed at increasing access to financial services, improving financial literacy, and promoting financial inclusion can be effective in reducing poverty. Overall, this study provides new insights into the relationship between financial development, financial inclusion, and poverty alleviation, and highlights the importance of considering financial development and inclusion in poverty reduction strategies.

PENGARUH RETURN ON EQUITY (ROE) DAN ASSET GROWTH RATE (AGR) TERHADAP PRICE TO BOOK VALUE (PBV) PADA PERUSAHAAN FOOD AND BEVERAGE (F&B)

2025-08-05T16:12:28+00:00

This quantitative research draws on secondary data from companies listed on the Indonesia Stock Exchange, specifically targeting the Food and Beverages Subsector over the 2018–2022 period. Using purposive sampling, the study gathered data from 20 companies, resulting in a total of 294 observations covering the variables ROE, AGR, and PBV. The analysis, performed with SEM-PLS using SmartPLS 4, indicates that AGR does not have a significant direct relationship with PBV, suggesting that company growth, as measured by AGR, has a limited effect on the increase in firm value. In contrast, ROE demonstrates a strong and positive impact on company value, highlighting the importance of improving profitability to enhance overall firm worth. These results stress the managerial importance of focusing on strategies that boost profitability, as it is closely tied to company valuation and investor interest. Furthermore, the study points out that companies must remain responsive to external factors, such as regulatory shifts and changing consumer behavior, which may play a more critical role in shaping and increasing firm value than internal growth indicators alone.

POTENSI ADOPSI TEKNOLOGI RESIRKULASI AKUAKULTUR (RAS) SKALA RUMAH TANGGA DALAM PENGGEMUKAN KEPITING, TANTANGAN DAN PELUANG BAGI PETANI TAMBAK TRADISIONAL DESA PULOKERTO PASURUAN

2025-08-27T11:31:02+00:00